When you become a member of the credit union
a savings account is opened in your name. An initial deposit
of $25 is required. All members must maintain a $25 balance
in their savings account to remain a member, and demonstrate
regular activity in their account to keep it open.
Other features of Regular Savings include:
- A competitive interest rate paid quarterly on the average
daily balance in your savings account. Click
here for current rate information.
- Withdrawals: To withdraw money from your savings account,
simply stop by the credit union or go to an ATM terminal.
Inside the Credit Union: Members may make up to four (4) withdrawals per quarter free of charge; after four (4) a $5 charge per excessive withdrawal is applied.
At the ATM: Members may make up to three (3) withdrawals per month
free of charge; after three (3) withdrawals in one month a
$1 charge per excessive withdrawal is applied
- Quarterly statements by mail.
- Payroll deduction:
You may have deposits to your savings account deducted directly
from your paycheck.
- Direct Deposit: Your employer can send your entire paycheck for deposit.
If you have any other questions about regular savings accounts
at HealthCom Federal Credit Union, contact us. Click here for
the savings calculator.